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Credit on Tein Coilovers?

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Old 01-06-2005 | 02:32 PM
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NissanPower s14's Avatar
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Credit on Tein Coilovers?

Hi i really need a suspension, my stock shocks are blown and my ebaich springs are to bouncy, i wana get the Flex coilovers but i wana be able to pay monthly for them and the EDFC. does anyone know a site where their offering 100% financing with the lowest amount on interest or no interest at all?
Old 01-06-2005 | 07:01 PM
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2fast4y0u's Avatar
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just put them on a credit card. thats how you would do that.
Old 01-07-2005 | 07:28 AM
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I don't think he has a credit card?

I see you're in a bind since you have a blown suspension but at the same time IMO you'd be wasting your money financing through what's available for non-credit card, ATM people (Ebay financing, Paypal, etc.)... assuming you have at the minimum a bank account and ATM card.

BTW your Eibachs springs "seem" too bouncy because you have blown shocks. Maybe pickup a set of someone's OEM shocks off the boards (spend around $50-60 a set) for the meantime while you save for the Flex?

And not to be an a-hole (just being honest) but if you didn't know that blown shocks make a car bouncy, maybe Flex + EDFC is out of your league... for now (until you learn more about suspension).

Just my unbiased, straight-forward opinion - as always
Old 01-07-2005 | 07:36 AM
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I would go with the credit card bit, a lot of times if you get a new card they will give you a 0 APR for the first year on all transfers from another card. So buy it on a credit card you have now, and then just transfer the balance over. Thus you have no interest no payments for a year. Not bad!!
Old 01-08-2005 | 05:20 AM
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dont go in debt. it could lead you to get in more debt till you end up in a sea of debt. just do what l2aine said buy some used stockers and then save for some better ones.
Old 01-08-2005 | 07:00 AM
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debt is the last thing you want. I still am paying on my laptop and car...and it sucks having to pay all this bs off. Makes the SR20 seem further away than it is.
Old 01-08-2005 | 05:35 PM
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Credit cards are great if you know how to use them and have self control. When I bought my car I used a credit card which is good because
1. I don't walk around with 2 grand in my pocket
2. If anything happens to the car credit card compnaies are good at getting money back, in some cases replaceing the stolen car, parts, etc.
I had the money in the bank saved up but I didn't want to drain it all at once so instead I paid $665 three times it seemed like it was less money as It gave me time to collect my paychecks from work.

What I do is only buy things you can payoff in a month or so to avoid interest and what not.
Old 01-08-2005 | 11:05 PM
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Levi SPL S14's Avatar
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Just save up. Debt is bad.
Old 01-10-2005 | 10:20 AM
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NissanPower s14's Avatar
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yea like a found a site action tire and they have 100% financing and no interest for 3 months i really wana go through them but i don't think i'll be able to pay $1500 in 3 months
Old 01-14-2005 | 07:19 PM
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first off if you pay on a card and pay it off slowly no matter how many payments more than one you losing money. your paying interest. unless its no interest at the time. either way you should just save and then get what you need.
Old 01-14-2005 | 11:49 PM
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Originally posted by NissanPower s14
yea like a found a site action tire and they have 100% financing and no interest for 3 months i really wana go through them but i don't think i'll be able to pay $1500 in 3 months
that site looks kind of... shady (for lack of a better term)
Old 01-15-2005 | 01:59 AM
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Levi SPL S14's Avatar
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Just save up okay 1500.00 in 3 months is not alot 500 amonth man. If you use a credit card you will have to pay interest. SO in the long run $1500.00 coilovers will cost you well over 2k.
Old 01-16-2005 | 03:52 PM
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2k thats some crazy math you got there. Even at 20% APR for a year making no payments comes out to be $300. If he can come up with $500 a month then he can pay it off in 3 months and only pay $75 in interest.
Old 01-16-2005 | 04:02 PM
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Originally posted by phreze
2k thats some crazy math you got there. Even at 20% APR for a year making no payments comes out to be $300. If he can come up with $500 a month then he can pay it off in 3 months and only pay $75 in interest.
Hey that $75 can go to better things besides interest... like an alignment once he gets the coilover installed
Old 01-16-2005 | 06:22 PM
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Levi SPL S14's Avatar
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Originally posted by phreze
2k thats some crazy math you got there. Even at 20% APR for a year making no payments comes out to be $300. If he can come up with $500 a month then he can pay it off in 3 months and only pay $75 in interest.

I know but what if he only makes the minimum payment?

Then is will cost him more in the long run.



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